REMINDERS TO CLIENTS:
- Written receipt/acknowledgment of claim documents from Manila Bankers and General Insurance Corporation.
- Documents to be submitted must be clear and readable.
- Claimant must be reminded of the following:
- Claim must be reported/filed AS SOON AS POSSIBLE from the date of the accident.
- Claim will be processed upon submission of the complete documents.
- Insurance Company reserves the right to require other documents not herein mentioned but necessary to support the validity of the claim.
- The acknowledgment of the requirements is not an outright admission of liability. (This must be made clear in the written acknowledgment)
- Insurance Company is under no obligation to honor any settlement voluntarily entered into by the assured in the absence of written consent of the Insurance Company.
- Section 251 of the Insurance Code, as amended, imposes “a fine not exceeding twice the amount claimed and/or imprisonment of two (2) years, or both, at the discretion of the court, to any person who presents or causes to be presented any fraudulent claim for the payment of the loss under a contract of insurance, and who fraudulently prepares, makes or subscribes any writing with intent to present or use the same, or allow it to be presented in support of any claim.”
OWN DAMAGE
- Insurance Policy
- Official Receipt of premium payment
- Car Registration and Official Receipt (MVRR)/ Delivery Receipt and Sales Invoice (for Brand New)
- Duly notarized Original Owner’s/Drivers Affidavit or Duly Accomplished Accident Report Form/ Police Report (Original or certified true copy)
- Driver’s License and Official Receipt
- Stencils of Motor and Chassis Number of Insured Vehicle
- Repair Estimates
- Photographs of damaged vehicle
THIRD PARTY PROPERTY DAMAGE TO VEHICLE
- Same as the Own Damage Requirements
- Stencils of Motor and Chassis Number of Third Party Vehicle
- Certificate of No Claim
THIRD PARTY OTHER THAN VEHICLE
- Colored pictures of the damaged property
- Estimated cost of repairs of the damaged property
- Proof of Ownership
- Other Requirements that the attending adjuster may require in connection to the claim
THIRD PARTY BODILY INJURY / COMPULSORY THIRD PARTY LIABILITY (CTPL or VTPL)
- Original Medical Certificate
- Receipts of Medicine (original)
- Hospital Bills
- Birth Certificate (if minor)
- Other Requirements that the attending adjuster may require in connection to the claim
THIRD PARTY DEATH CLAIM
- Death Certificate
- Funeral Receipts
- Marriage Contract (if married)
- Birth Certificate (if minor or single)
- Other Requirements that the attending adjuster may require in connection to the claim
CARNAP
-
- Original Insurance Policy
- Original Endorsement, (if any)
- Original OR of premium payment
- Original Car Registration and Official Receipt
- Original Assured’s Affidavit of Loss
- Complaint Sheet (original or certified true copy)
- Alarm Sheet (original or certified true copy)
- Original Certificate of Non-Recovery
- Outstanding balance from the bank (if mortgaged)
- Purchase Invoice/Delivery Receipt (if necessary)
- Original/Spare Keys
- Car Manual
- Other Requirements that the attending adjuster may require in connection to the claim